Legal

Terms of Service

Last updated: October 1, 2026

These terms cover your use of Fathom. We have kept them as short and readable as we could.

Template notice: this is sample text written for the Fathom template. Replace it with a policy reviewed by your own legal counsel before publishing.

1. Using Fathom

You must be at least 18 to create an account. Use Fathom only for your own personal or household finances, and keep your login details safe.

2. Subscriptions and trials

Glance is free. Horizon and Household are paid subscriptions billed monthly or yearly through the App Store. Free trials convert to the free plan unless you choose to subscribe. You can cancel anytime in your App Store settings.

3. Forecasts are estimates

Fathom projects your balance from past and scheduled activity. Forecasts can be wrong, and they are not financial, tax or investment advice. Always check important decisions with your bank or a qualified adviser.

4. Acceptable use

Do not misuse the service, try to access other people’s data, or reverse engineer the apps.

5. Our responsibility

We work hard to keep Fathom accurate and available, but we provide it “as is”. To the extent the law allows, our liability is limited to the amount you paid us in the 12 months before a claim.

6. Changes

If we change these terms in a meaningful way, we will tell you in the app at least 14 days before the change takes effect.

7. Contact

Questions about these terms? Write to legal@fathom.app.

Know where your money is going before it gets there.

Available on iPhone, iPad & Mac · Android coming soon

Product

Company

Legal

© 2026 Fathom Labs, Inc.

Fathom is not a bank. Forecasts are estimates, not financial advice.

Know where your money is going before it gets there.

Available on iPhone, iPad & Mac · Android coming soon

Product

Company

Legal

© 2026 Fathom Labs, Inc.

Fathom is not a bank. Forecasts are estimates, not financial advice.

Know where your money is going before it gets there.

Available on iPhone, iPad & Mac · Android coming soon

Product

Company

Legal

© 2026 Fathom Labs, Inc.

Fathom is not a bank. Forecasts are estimates, not financial advice.

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