Notes on money, ahead of time.

Every balance has a lowest day each month. Knowing which day it is, and why, is the most useful number in personal finance.

Irregular income does not have to mean irregular stress. A designer shares the forecast that got her through a slow winter.

Most finance apps shout in red and green. We spent four months making a forecast you can read in two seconds.

The trouble is not one cloud app. It is twelve small charges landing in the same week as rent.

Test a decision before you make it, right from the menu bar. Plus faster sync and a calmer dark mode.